A health insurance policy is an agreement between an insurer and a policyholder. In exchange for a premium, the policyholder receives financial support for medical expenditures from the policy provider under this arrangement. The policyholder can get payment for medical treatments, hospital expenses, surgery costs, and so on, or he or she can opt for the cashless claim function. The cashless claim function enables the policyholder to receive treatment at a network hospital without having to worry about payment. The insurance company and the network hospital have an agreement through which they settle the policyholders' costs.
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